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How To Start A Second SEPERATE Credit File!
Your personal credit file is separated from those with the
same or similar names by several factors, including a driver's
license number, birth date, or spouse's name. Although these are
three important identifying marks, the number one identifying
mark on your credit report is your social security number. Since
there is no one else in the United States with your number, your
file is easily identified. The chances are very small that the
social security office in your area will issue a second number
just because somewhere down the road you messed up your credit.
However, it is impossible that a second personal file would be
created.
The second kind of credit file is the business credit file.
Business credit files are identified by the business name and by
a computer generated and assigned identification number. Your
business file is listed with credit bureaus like Dun and
Bradstreet and Stanley and Porous, etc. A Company credit record
can be built and used just like a personal one. The idea is to
take a hobby or trade that you possess, and start a new small
business for which you can create a name and a new credit file.
There are hundreds of small businesses that can be run from your
home. These small businesses have the potential to generate high
part-time or full time earnings. I suggest visiting your nearest
bookstore or library to obtain a book on the numerous business
opportunities available.
Once you have established a business name and idea your next
step is to build a credit history for it. This is done using
basically the same techniques that you would use for building
your personal credit record. It does not matter how bad your
personal credit record is. The business will be judged on its own
record. I just recently had a student obtain an American Express
card through her small business, which is only nine months old
even though her personal record is riddled with bad credit. As
you will see, the key is to maintain a stable payment history
with all credit accounts.
Please visit: www.net100.495site.com for
more info on starting your second credit file!!!
Chris Samuels
CEO Net100
MORE RESOURCES:
Credit - Google News
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